Kigali, Rwanda

Leaf offers integrated financial services to refugees and internally displaced persons, using blockchain to create a safe and secure system for individuals to store assets, receive payments, and make cross-border transfers. This suite of products works on any mobile phone (no smartphone required), providing easier access to particularly vulnerable populations. By using blockchain to facilitate digital payments, customers avoid unnecessarily high transaction costs charged by traditional money transfer companies. They can access Leaf’s digital wallet wherever they go and receive deposits from friends and family abroad straight to their mobile device. Refugees and other displaced persons are often at risk of criminal activity as a result of carrying cash, and physical currency is especially difficult to safely store and transport across borders. Leaf provides individuals with an opportunity to create a secure economic identity while also lowering the barrier to accessing key financial services.